Refund Policy

At Auto Insurance Dealers, we strive to provide clear, honest, and fair service to all our policyholders. This Refund Policy outlines the terms under which refunds may be issued for insurance premiums and services.

1. Premium Refund Eligibility

Refunds may be issued in the following cases:

• Policy Cancellation: If you cancel your policy before the effective start date or within the allowed free-look period (if applicable by your state), you may be eligible for a full or prorated refund.

• Overpayment: If an overpayment of premium is received, the excess amount will be refunded or applied as a credit toward future payments.

• Duplicate Payments: If you are mistakenly charged more than once for the same premium period, the duplicate amount will be refunded promptly.

2. Free-Look Period (If Applicable)

Some policies may include a free-look period (typically 10–30 days depending on your state), during which you can review the terms of your policy and cancel without penalty. If you cancel during this period, you will receive a full refund of any premium paid.

3. Prorated Refunds

If you cancel your policy after the free-look period, you may be eligible for a prorated refund of the unused portion of your premium, minus any applicable administrative or cancellation fees. The refund amount will depend on:

• The date of cancellation

• The type of policy

• Any claims made during the coverage period

4. Non-Refundable Situations

The following situations are not eligible for a refund:

• If a claim has been filed and processed during the policy term

• Service fees, administrative charges, and government taxes (unless required by law)

• Policies canceled due to fraudulent or misleading information

5. Refund Processing Time

Approved refunds will be processed within 7–14 business days from the date of confirmation. The refund will be issued via the original payment method unless otherwise arranged.

6. How to Request a Refund

To request a refund, please contact our support team with your policy number and reason for the request:

Customer Service: +1 (888) 214-4764
Email: Support@auto-insurance-dealers.info

7. Changes to This Policy

Mainsurance reserves the right to update or modify this Refund Policy at any time. Any changes will be effective upon posting on this page. We encourage you to review the policy periodically.

Need Help?

If you have questions or concerns about your refund eligibility, please reach out to our customer care team. We’re here to help you with clear answers and quick resolutions.

Let me know if you’d like a version of this policy tailored to a specific state, insurance product (e.g., auto, health), or translated into Spanish or Urdu.